facebook twitter instagram linkedin google youtube vimeo tumblr yelp rss email podcast phone blog search brokercheck brokercheck Play Pause

Our Professional Credentials

CPA - A Certified Public Accountant is an individual licensed by their representative State to provide accounting services to the public.  Since CPAs are licensed and regulated by their state's board of accountancy, CPAs are legally required to adhere to mandatory standards of integrity, objectivity, competency, and confidentiality in all professional activities.  While state laws and regulations vary, to earn a CPA license an individual must generally attain a degree in accounting; must work under the supervision of a CPA in a tax or accounting job function for a minimum period of time; and must successfully pass all four sections of the Uniform CPA Exam.  In order to maintain a CPA license in New Jersey, the State requires the completion of at least 20 hours of continuing education (CPE) each year and a minimum of 120 hours over a 3-year triennial period.

CFA - A Chartered Financial Analyst designation is a globally recognized investment credential established in 1962 and awarded by the CFA Institute.  To earn a CFA charter, candidates must: 1) pass three sequential, six-hour examinations over three years; 2) have at least four years of qualified professional investment experience; and 3) adhere to the CFA Institute's Code of Ethics and Standards of Professional Conduct which requires that a client's interest be placed ahead of the CFA's interest.  The CFA Program's curriculum provides a comprehensive framework of proficiency with a wide range of fundamental and advanced investment topics, including, ethical standards, fixed-income and equity analysis, alternative and derivative investments, financial reporting standards, portfolio management, and wealth planning.

CPF® - The Certified Financial Planner™ certification is a certification granted by the Certified Financial Planner Board of Standards, Inc.  To attain the right to use the CPF® mark, an individual must fulfill a series of education, examination, and experience requirements which demonstrate the individual's competency in the areas of insurance and risk management, employee benefits planning, investment planning, income tax planning, retirement planning, and estate planning.  An individual must also agree to be bound by CFP Board's Standards of Professional Conduct which requires that the CPF® professional provide advice with a fiduciary standard of care.  Individuals who become certified must complete 30 hours of continuing education every two years.

EA - An Enrolled Agent is an individual who has earned the privilege of representing taxpayers before the Internal Revenue Services.  To become an EA, an individual must demonstrate competence in tax matters by passing the three-part Special Enrollment Exam (SEE).  Each test is a three-and-a-half hour test covering the topics of Individual Taxation, Business Taxation, and Representation, Practices, and Procedures before the IRS.  An individual must also pass a suitability and background check in order to be able to apply for enrollment.  Enrolled Agents are required to complete 16 hours of continuing professional education (CPE) each year and a minimum of 72 hours over a 3-year triennial period.